Golf Course Insurance
Package Program

As a Golf Course Owner, you have many unique exposures to loss resulting from the operation of your business. Without adequate methods of handling these exposures, a severe loss could cause your business to suffer dramatically or even fail.
Our carriers have been insuring golf courses of all types for many years. Because of this vast continuous experience, they have built an excellent base of knowledge regarding claims service as well as loss prevention techniques. They have worked closely with various National Golf Associations to stay abreast of your industry.


Links Program

A program for all Golf Courses, the premium is based on the number of rounds played, not your gross sales. Broad coverages, competetive premiums, and easy payment plans combine to decrease your expenses. If you are interested in cutting your costs, take a look at one of our programs.

Coverages Include at no extra cost:

Damage to Greens,
fairways & Tees... $50,000
Outdoor Property
Foot Bridges, and Sprinklers... $50,000
Business Income... $25,000
Professional Liability... Included
Pesticide & Herbicide... Included
Spoilage... $5,000
Club Storage... $20,000


Remember all courses are eligible for the Workers Comp Safety Group no matter how many holes or how many employees!

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Cost Comparison

Can you expect to save?

That is hard to answer on an individual basis. Coverage for coverage we saved almost everyone money last year. In a lot of cases its hard to tell just how much because of the extra coverages we include.

For instance, we pay claims to courses that would not have been paid under their old program.

These losses included loss of income, damage to greens, vehicle damage from golf balls, and wind damage to fences and trees.

For these courses, the savings is two fold, both on pricing and losses recovered.

On average, the savings per club is $3,426.

The Big Five

1. Automatic Equipment
Coverage Up To
$100,000

2. Automatic loss of
income insurance

3. Automatic tee to
green coverage

4. Premium is based on
number of rounds

5. Automatic coverage
for club storage

Call now to save on all your insurance premiums!
(716) 743-1200


Personal Package Now Available


Save on premium by combining your home and auto policies to one master policy. Other coverages such as a Boat Policy, Personal Umbrella, RV, or Second Residence can be added as well.

Even youthful operators (teenagers) can be written with a discount.

With liability limits from $300,000 to $10,000,000 we can cover just about any business owner's personal needs.

Be sure to ask us about our Personal Package.

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